Tag: Court of Appeal

  • When Accidents Happen: The Limits of a Homeowner’s Liability for a Child’s Injury

    A tragic accident involving a young boy with autism has raised questions about the legal responsibility of homeowners when someone is injured on their property. The case of Justin Stollenwerck v. Robert Schweggman, Jr., et al. explores the boundaries of a homeowner’s duty of care, especially when the injured party is the guest of a tenant. This blog post examines the case details and the court’s ruling, shedding light on the complexities of premises liability law.

    The Accident:

    Ryse Stollenwerck, a five-year-old boy with autism, was severely injured while playing at his mother’s boyfriend’s house. The boyfriend, Robert Schweggman Jr., was spinning another child around when they accidentally struck Ryse, causing serious injuries that left him wheelchair-bound and unable to speak.

    Ryse’s father sued Schweggman and the homeowner, John Ehret, claiming negligence. They argued that Ehret, who lived in Texas and rarely visited the Louisiana property, was negligent in allowing Schweggman and his son to play unsupervised, leading to Ryse’s injuries. They also suggested that Ehret, knowing Schweggman’s employment history, should have been aware that he was not equipped to care for a young autistic child.

    Ehret moved for summary judgment, arguing that he owed no duty to Ryse and had no obligation to supervise Schweggman or the children.

    The trial court granted Ehret’s motion for summary judgment, and the Court of Appeal upheld the ruling. The court emphasized that homeowners generally have no duty to protect others from the actions of third parties unless a “special relationship” exists, such as parent-child or employer-employee. In this case, no such relationship existed between Ehret and Schweggman. The court also noted that Ehret was unaware that Ryse and his mother were living in the house and had no knowledge of Schweggman’s activities with the children.

    Key Takeaways:

    This case highlights several important legal principles:

    • Limited Duty of Care for Homeowners: Homeowners are not automatically responsible for injuries that occur on their property, especially when caused by the actions of third parties.
    • Special Relationships and Duty to Protect: A duty to protect others from harm arises only in specific relationships, such as parent-child or employer-employee.
    • Foreseeability and Negligence: A homeowner can be held liable for negligence if the injury was foreseeable and they failed to take reasonable steps to prevent it. However, in this case, the court found that Ehret had no reason to foresee the accident.

    Conclusion:

    The Stollenwerck case serves as a reminder of the limitations of a homeowner’s liability for injuries occurring on their property. While the outcome is undoubtedly heartbreaking for the Stollenwerck family, it reinforces the legal principle that homeowners are not automatically responsible for the actions of others on their premises.

    Written By Berniard Law Firm

    Other Berniard Law Firm Articles on Homeowner’s Liability: Homeowner Liability Insurance Coverage Upheld for Harmful Accident and What happens if a roofer is injured while putting a new roof on your house?

  • Louisiana Medical Malpractice: When the Mailbox Rule Doesn’t Deliver

    Filing a medical malpractice claim in Louisiana involves navigating a complex process, including meeting strict deadlines. One crucial step is timely paying the filing fee to the Patient’s Compensation Fund Oversight Board (PCF Board). But does the “mailbox rule” apply to these payments? A recent Louisiana Court of Appeal case, In re: Medical Malpractice Review Panel Proceedings of Tiffany Anderson, grappled with this question, highlighting the importance of understanding the nuances of the law and the potential consequences of missed deadlines.

    Tiffany Anderson’s Case:

    Tiffany Anderson filed a request for a medical review panel with the PCF Board alleging medical malpractice. She mailed the required filing fee within the 45-day deadline, but the payment was not received by the PCF Board until after the deadline. The PCF Board declared her claim invalid, and the district court upheld this decision. Anderson appealed.

    The Court’s Decision:

    The Court of Appeal reversed the lower court’s ruling, stating that the “mailbox rule” should apply to filing fees. This rule generally states that a mailed document is considered filed on the date it’s mailed, not the date it’s received. The court reasoned that the law doesn’t specify whether “to pay” means the payment must be received or merely mailed within the deadline. In such cases, they favored the interpretation that preserves the claim.

    Dissenting Opinion:

    However, there was a dissenting opinion. Judge McDonald argued that the plain meaning of “to pay to the board” implies receipt of the payment, not just mailing it. He cited previous cases supporting this interpretation and expressed concern that applying the mailbox rule could circumvent the 45-day deadline. He also pointed to recent legislative changes suggesting a trend towards a “date of receipt” requirement.

    Key Takeaways:

    This case emphasizes the following crucial points:

    • Strict Deadlines in Medical Malpractice Claims: The Louisiana medical malpractice process involves strict deadlines. Missing any of them can have serious consequences for your claim.
    • The Mailbox Rule & Its Limitations: While the mailbox rule generally applies to filing legal documents, its applicability to payments like filing fees can be less clear.
    • Importance of Legal Counsel: Navigating the complexities of medical malpractice claims requires experienced legal guidance. An attorney can help you understand the deadlines, ensure timely filings, and advocate for your rights.

    The Tiffany Anderson case serves as a reminder of the importance of adhering to all deadlines in medical malpractice claims. While the court’s decision in this case favored the plaintiff, the dissenting opinion and other legal precedents highlight the potential risks of relying solely on the mailbox rule for payments. When in doubt, it’s always best to err on the side of caution and ensure your payments are received by the deadline.

    Written by Berniard Law Firm

    Other Berniard Law Firm Blog Articles on Medical Malpractice and Prescription Issues: Louisiana Court Upholds Prescription in Wrongful Death Suit, Highlights Joint Tortfeasor Rule and Grieving Widow Granted Opportunity to Fight Prescription in Medical Malpractice Case

  • Car Insurance Exclusions: The Battle Between Intent and Fine Print

    Car insurance policies can be riddled with complex terms and conditions, often leading to misunderstandings between policyholders and insurers. The case of Mandi and Abigail Ardda v. Danielle T. Peters, et al. brings this issue to the forefront, highlighting the challenges of navigating insurance exclusions and the importance of clear communication.

    The Accident and the Insurance Claim:

    Abigail Ardda was involved in a car accident while driving a car she co-owned with her husband, Mandi. They filed a claim with their insurer, GoAuto Insurance Company, but were shocked to discover Abigail was listed as an excluded driver, despite their belief that she was covered.

    The Dispute:

    The Arddas claimed they had explicitly instructed the GoAuto agent to include Abigail on the policy and had even paid an additional premium for her coverage. They argued that the exclusion was a result of a mistake by the GoAuto employee and sought to have the policy reformed to reflect their original intent.

    The Court’s Decision:

    The trial court initially ruled in favor of GoAuto, stating that the exclusion was clear and unambiguous. However, the Court of Appeal reversed this decision, stating that there were genuine issues of material fact regarding whether a mutual error had occurred. The case was remanded for further proceedings to determine the true intent of the parties.

    Key Takeaways:

    This case underscores the following important points:

    • Read your policy carefully: It’s crucial to review your insurance policy thoroughly and understand its terms, including any exclusions. Don’t hesitate to ask your agent for clarification if anything is unclear.
    • Document your interactions with your insurer: Keep records of all conversations, emails, and other communications with your insurance agent or company. This can be valuable evidence if a dispute arises later.
    • Don’t rely solely on verbal agreements: While verbal assurances from your agent are important, make sure they are reflected in your written policy. If there’s a discrepancy, address it immediately.
    • Seek legal help if necessary: If you believe your insurer has made an error or is acting in bad faith, consult with an attorney who specializes in insurance law.

    The Ardda’s case serves as a reminder that insurance policies are contracts and should accurately reflect the agreement between the insured and the insurer. When misunderstandings arise, it’s important to seek resolution and, if necessary, legal recourse to protect your rights. Remember, the fine print matters, but so does your intent.

    Written by Berniard Law Firm

    Additional Berniard Law Firm Blog Articles on Car Insurance Contracts: What happens if you are involved in a car accident where your damages exceed the auto insurance policy limits of the person responsible? and Understanding Insurance Exclusions: A Case of Property Damage Coverage for Borrowed Cars

  • Court of Appeal Increases Monetary Damages Award Following Workplace Injury in Monroe Beverage Facility

    Injuries that occur while an individual is working can devastate the injured party’s life in several ways. Not only does the injured party likely earn less money due to the injury, but other damages, such as medical expenses and loss of enjoyment of life, may also result.

    James Thomas was a forklift operator for Marsala Beverage Company (“Marsala”) in Monroe, Louisiana. In addition to operating forklifts, Thomas routinely moved cases of drinks by hand and performed janitorial duties around the facility. On one occasion, when Thomas was operating a forklift to unload pallets of drinks, the forklift fell out of the back of a delivery truck, landing several feet below onto concrete.

    After the fall, Thomas visited Marsala’s company doctor, Dr. George Woods, complaining of pain in his back. Dr. Woods examined Thomas and ordered x-rays, which showed no evidence of fractures in Thomas’s spine. During the visit, Thomas explained to Dr. Woods that he wanted to return to work as soon as possible to receive bonus compensation based on the number of hours he worked that week. Dr. Woods cleared Thomas to return to work, which he did even though he continued to experience back pain.

    After several months, Thomas stopped working and filed a lawsuit against Louisiana United Businesses Association Casualty Insurance Company (“LUBA”). Marsala’s insurance carrier. In the petition, Thomas sought damages for physical and mental suffering, medical expenses, inability to earn past and future wages, disability, and loss of consortium.

    At trial, the jury awarded Thomas $40,000 for general damages, $34,977 for inability to obtain past wages, and $40,000 for previous medical expenses. It also awarded Thomas’s wife $10,000 for loss of consortium. Subsequently, the trial judge decreased Thomas’s total award to approximately $50,000 based on Thomas’s failure to mitigate damages.

    Thomas appealed to Louisiana’s Second Circuit Court of Appeal. The first issue on appeal was whether the $40,000 award for general damages was, as Thomas argued, abusively low. The purpose of general damages is to compensate an injured party for pain and suffering that cannot be precisely calculated. Duncan v. Kansas City Southern Railway Company, 773 So.2d 670 (La. 2000). There is no definitive way to calculate general damages, Terry v. Simmons 215 So.3d 410 (La. Ct. App. 2017), but a jury should consider the severity and duration of pain and suffering that the injury caused. LeBlanc v. Stevenson, 770 So.2d 766 (La. 2000). The Court of Appeal affirmed the jury’s award of $40,000 in general damages based on the fact that the jury based the amount on evidence that the duration and the severity of Thomas’s injury were low.

    Additionally, much of the evidence revealed discrepancies in Thomas’s accident description. These discrepancies likely reduced Thomas’s credibility with the jury. The Court specifically noted that Thomas’s Facebook posts following the injury were inconsistent with the level of activity that he reported to doctors and that Thomas described the details of the accident differently to six different doctors he visited throughout treatment

    The second issue for the Court of Appeal was whether the jury’s decision to not award Thomas damages for future medical expenses was reasonable. Under Louisiana jurisprudence, a party must provide evidence of the need for future medical expenses through testimony from a medical expert. Terry v. Simmons 215 So.3d 410 (La. Ct. App. 2017). An appellate court must only determine if the jury’s award was reasonable. Menard v. Lafayette Ins. Co. 31 So.3d 996 (La. 2010).

    Here, the Court of Appeal noted that there was no objective medical evidence to show that Thomas continued to suffer pain from the accident. Additionally, several physicians opined that Thomas’s back pain was not caused by the injury but rather by aging. In light of this evidence and Thomas’s failure to show that he would incur expenses for medically necessary future treatment, the Court of Appeal held that the jury’s decision not to award damages for future medical expenses was reasonable.

    The third issue before the Court of Appeal was whether the jury’s award of $34,977 for lost wages was reasonable. A party looking to recover previously lost wages must prove the dollar amount lost and the duration of work missed due to the injury. Boyette v. USAA, 783 So.2d 1276 (La. 2001). The Court of Appeal noted that the jury miscalculated its award for lost wages because it based its figure on 12 months of missed work; Thomas, in fact, could not work for 16 months. Accordingly, given Thomas’s wages of $2,872.33 per month, the jury should have multiplied this figure by 16 months, resulting in a total award for lost wages of $45,957. 

    Next, the Court of Appeal examined the jury’s decision not to award Thomas damages for loss of future earnings. In Louisiana, the loss of future earnings is determined by the decrease in the injured party’s ability to work based on his experience level, type of work, and training. Young v. Marsh, 153 So.3d 1245 (La. Ct. App. 2014). The Court of Appeal affirmed the jury’s decision not to award damages for loss of future earnings based on the fact that Thomas was able to return to performing janitorial duties after the injury as well as Thomas’s failure to provide evidence of the amount of earnings he would expect to lose if he found only a light duty job.  

    The fifth issue for the Court of Appeal was whether Thomas failed to mitigate his damages. In Louisiana, an injured party must reduce damages using reasonable discretion, good faith, and fair dealing. Young v. Marsh (supra). The injured party must comply with whatever treatment is recommended by a healthcare professional reasonably expected to heal the injury. Flemings v. State, 19 So.3d 1220 (La. Ct. App. 2009). An injured party who unreasonably delays medical treatment, where that delay aggravates the injury, is considered to have failed to mitigate damages.

    The trial record indicated that Thomas did not complete all the physical therapy that was recommended and that he did not take all the medication that was prescribed by his doctors. However, the Court of Appeal determined that these failures were the fault of LUBA, not Thomas himself. Since the evidence showed that Thomas reasonably attempted to comply with the recommended medical treatment, the Court of Appeal held that Thomas adequately mitigated damages.

    The sixth issue before the Court of Appeal concerned the jury’s award of $10,000 to Mrs. Thomas for loss of consortium, which Thomas argued was abusively low. A spouse may recover monetary damages for loss of consortium when an injury to a spouse results in loss of companionship, impairment to sexual relations, decreased ability to perform material services, decreased financial support, loss of aid and assistance, and loss of fidelity. La. C.C. art. 2315(B).

    Noting that Thomas was able to help around the house after the injury by performing light duties and that Thomas suffered from high blood pressure and erectile dysfunction for several years before the injury, the Court concluded that the injury did not result in a substantial decrease in the quality of the Thomas’ marriage. Therefore, the $10,000 award for loss of consortium was reasonable and not abusively low. 

    The seventh and final issue for the Court of Appeal concerned the trial court’s prohibition against introducing evidence about the worker’s compensation benefits that Thomas had already received before the trial. The Court determined that since the ban on introducing previously received worker’s compensation benefits is absolute under Louisiana law, the trial court did not err in excluding that evidence from the trial. See La. C.E. art. 414.

    This case demonstrates the importance of retaining an experienced attorney in a workplace injury case. To cite one example, had the attorney representing Thomas failed to notice that the jury incorrectly calculated Thomas’s lost wages award and enumerated that error on appeal, Thomas’s overall recovery would have been reduced by almost $11,000.  

    Additional Sources: THOMAS v.  BOYD ET AL.

    Written by Berniard Law Firm

    Additional Berniard Law Firm Articles on Workers Compensation: Injured Worker Denied Appeal in the City of New Orleans